How much should my homeowners insurance claim pay me?

When it comes to homeowners insurance, there are two major types of claims: property claim or liability claim.

Your insurance policy has a set limit for the max it will pay out in the event of a total (covered) loss to your property. This is a known limit.

On the other hand, a liability claim is often unknown. While there is also a limit for the max it will pay out, you can never predict how much coverage you will need. This is why it is an unknown.

That is why it is vital to have an umbrella policy that provides extra insurance above what your homeowners will pay in a claim.

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Smith & Sons Insurance Agency is your Oklahoma hometown Insurance Agency!

Our mission is to transform the way individuals, families and businesses secure financial stability.

We offer Auto Insurance, Business Insurance, Life Insurance, Homeowners Insurance, and many other Insurance Products.

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